High Risk Credit

Auto Financing – High Risk, Bad Credit or Bankruptcy Car Loan – Orange County, Mission Viejo, or Lake Forest area

Ocean Honda of San Juan Capistrano Will Work With All Levels of Credit near San Juan Capistrano, CA

Having less than stellar credit no longer means being turned down for a new car loan. In fact there are so many lenders offering bad credit financing, many buyers in and around San Juan Capistrano, CA are now able to secure a loan quickly and easily. If you find yourself one of the millions of Americans whose credit score has taken a hit due to job loss, bankruptcy, or pay cuts, take heart there are many ways to secure the financing you need for your next new or pre-owned vehicle.

Not So High Risk Anymore

Even if your credit score has sunk below 600 and hovers in the “high risk” category Ocean Honda of San Juan Capistrano in San Juan Capistrano serves residents of the Orange County, Mission Viejo, or Lake Forest area with less than stellar credit and understands your situation. Today there is a new generation of banks and lending institutions that are willing to offer bad credit financing to those who are able to prove they have a steady income that will cover their monthly payment. While these loans may not be quite as easy to obtain as those for people with exceptional credit may be, they continue to become more readily available.

We make applying for bad credit financing simple, even if you have a discharged bankruptcy, no more embarrassing turn downs and going home without the vehicle you need. You can use our secure Online Honda Pre-Qualification Application to get started. Simply fill out the relevant information and our financial team will go to work to find the best possible lenders and rates for you. With this application, you can come to Ocean Honda of San Juan Capistrano knowing you are Pre-Approved for an auto loan and with an idea of how much you have to spend on your next vehicle.

A Single Auto Loan Application For San Juan Capistrano, CA Residents

Unlike searching for your own bad credit financing, we make the entire process simple. All you have to do is fill out one form. We provide this information to each of the lenders in our network. In turn, they will send us quotes that include maximum borrowing limits, interest rates, and payments. You can then use this information to decide which of our lenders best meets your needs.

Bear in mind that with bad credit financing you may be asked to provide a down payment if your trade-in does not meet the necessary down payment. You should also be prepared to pay more in interest as lenders tend to charge higher rates for bad credit loans. However, while more expensive these loans are readily available and custom-designed by our finance professionals at Ocean Honda of San Juan Capistrano to help buyers near San Juan Capistrano, CA with poor credit, even bankruptcy, get into the car of their dreams today.

Get Pre-Approved

Directions To Ocean Honda of San Juan Capistrano in San Juan Capistrano, CA

Ocean Honda of San Juan Capistrano is located at 33555 Camino Capistrano in San Juan Capistrano, CA 92675. Come in today!